Credit Acceptance Increases Backup Speed by 18x While Reducing TCO by 70%

Finance company relies on Cohesity as its global scale-out file system for secondary data.

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At a Glance

Credit Acceptance builds a software-defined storage environment with Pure and Cohesity.


Cost-conscious IT leaders at Credit Acceptance needing to backup and archive data for seven years wanted a more efficient way to accommodate data growth.


VMs are backed up on Cohesity, and the platform supports instant recovery and global search across the company's environment through Cohesity native integration with Oracle Recovery Manager.


Backups with Cohesity are 18 times faster than before at Credit Acceptance. The cost-efficient, hyperconverged platform has also saved the company 70%+ in capital and operating expenses.


Credit Acceptance Corporation (NASDAQ: CACC) is a finance company that provides automobile loans and other related financial products. The company operates its financial program through a network of 60,000 independent and franchised automobile dealers. Founded in 1972, Credit Acceptance has over 1,600 employees and assets worth $2.4B. In 2017, Credit Acceptance was ranked #43 on the “100 Best Companies to Work For” list.


Credit Acceptance has a large IT environment with three data centers, running over 1,700 virtual machines (VMs) and around 60 databases ranging from 10GB to 14TB. For data protection, the IT team at Credit Acceptance relied on Veritas NetBackup and Oracle Recovery Manager (RMAN), coupled with Dell EMC Data Domain storage, which was nearing end-of-life and needed a refresh. Additionally, as a financial organization, Credit Acceptance is required to retain its backups and archives for seven years, which resulted in data growth that needed to be accommodated.

The team started looking at various available options including Dell EMC Data Domain + Veritas NetBackup, Rubrik and Cohesity. Upgrading its existing infrastructure with another Data Domain was an option but was cost prohibitive, and would have required substantially large CapEx and on-going OpEx investments.

While evaluating available options, the team wanted its new secondary storage solution to have

  • Inline compression and global deduplication
  • Global scale-out file system
  • A simple management interface
  • Higher ROI


After thorough evaluation, Credit Acceptance decided to consolidate its secondary data on Cohesity, an easy-to-use secondary storage solution. As a hyperconverged platform, the IT team backed up its VMs on Cohesity, and leveraged the platform’s CPU cycles to enable instant recovery and global search on Cohesity. Additionally, Cohesity’s native Oracle RMAN integration allowed the IT team to have a single backup and recovery solution throughout its environment.

Instead of creating unnecessary data copies onto its primary storage for development, Credit Acceptance started building their test/dev environment directly on Cohesity. This approach streamlined the process and also helped to optimize primary storage capacity running on Pure. The next step in the evolution for the IT team is to enable developers with the ability to spin up their own test/dev environments instantaneously on Cohesity.

Currently, Credit Acceptance is using Cohesity for remote disaster recovery and plans to leverage Cohesity’s policy-based, native cloud integration with Amazon Glacier for long-term archival.

Cohesity filled the missing gap we had in building a software-defined storage environment and it easily integrated into our existing IT infrastructure. We experienced a dramatic performance increase with Cohesity and always had a fantastic experience with its support team.

— Rael Mussell, VP Infrastructure, Credit Acceptance


As a global scale-out file system, Cohesity helped Credit Acceptance consolidate its secondary storage environment and dramatically increase performance, while reducing TCO.

  • 18x faster backups – Previously, Veritas NetBackup + Dell EMC Data Domain took 18 hours to merge and stitch incremental backups into a single synthetic full. With Cohesity, the backup window was reduced to one hour.
  • 75% CapEx savings – Instead of spending six figures on a new secondary storage solution, Credit Acceptance deployed Cohesity C2500 that cost just 25% of the alternate solution.
  • 70% OpEx savings – The team experienced OpEx savings in multiple ways:
    – The annual support on Cohesity is a fraction of what it would have been with other solutions.
    – Time spent on backup and recovery was reduced dramatically.
    – Easy-to-use and manage solution freed up time for the team to focus on more critical items.

Related Use Cases & Workloads

Customers trust proven Cohesity solutions to solve their secondary data and application challenges.

Backup and Recovery

Eliminate data silos and do more with your data on a single web-scale platform.

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Long-Term Retention and Archival

Simplify LTR with a single, policy-based solution to automatically move backed up data to archive.

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Development and Test

Transform idle backups into live Dev/Test data. Do away with the silos, complexity, and overhead.

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Virtual Workloads

Get more from your virtualization investment with simple, flexible, and fast data.

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Disaster Recovery and Replication

Recover quickly, anywhere, and choose cloud-based or off-site replication.

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Speed Your Backups

Cohesity easily integrates with existing IT environments and scales to multi-clouds, so you can do more with your data.

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